Ensuring a high quality educational experience and skills relevant to the 21st century
This handout provides information
regarding the Affordable Care Act. Information may be
beneficial for both participants and non-participants of the
District's group health plan.
Required Medicare Creditable Coverage Notice
The Sparta Area School District uses a third-party administrator
to manage both its Health Reimbursement Arrangement plan and its
Flexible Benefit (IRS Section 125 Plan).
For active employees with health insurance, the District funds
an HRA that can be used to cover deductible and other eligble
expenses. The district maintains a "high deductible" health
insurance plan. Another HRA Plan is also used to manage some
employee's early retirement benefit for health-related
The District's Flexible Benefit Plan is available to active
employees. Employees may elect to set money aside pre-tax to
be used for eligible medical and dependent care expenses.
Employees can view plan information for both the HRA and Flex
and submit claims (flex only at this time) through the MidAmerica
website by logging in as a participant (initial log in = social
security number, initial password = last 4 digits of social
security number): midamerica.biz
The Sparta Area School District funds post-employment benefits
by contributions to a legally established irrevocable trust.
The Trust Agreement can be viewed at the link below:
Teachers who are 57 years old and with 15 consecutive years of
District teaching experience are eligible for an early retirement
benefit as described in the Employee
Handbook. A meeting was held on February 5, 2014, for
teachers considering early retirement at the end of the year or in
the near future. The document below provides follow up to
additional questions and issues that were raised at the
Additional Information from
February 5, 2014, Meeting.
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